Sickness and Accident Insurance Claims

If you have been denied access to your Sickness and Accident entitlements, or would like some legal advice prior to making a claim on your policy, then contact our referral network.

We can you refer you to insurance lawyers across Australia who specialise in sickness and accident insurance claims.

Sickness and accident insurance usually pays lump sums for TPD (total and permanent disablement), loss of use of limbs, broken bones etc.

Sometimes it is offered under employer or union group policies.

This type of insurance allows a claim for loss of income resulting from sickness or accident that prevents you or limits you from engaging in your occupation.

If you make a claim on your sickness or accident cover, the insurance company will ask you to complete various forms and provide them with relevant information, to allow them to evaluate your claim.

The insurer will take into consideration medical and other evidence available to them, to determine whether you can claim on your policy.

If your claim is rejected or if your insurer ceases to pay your benefits, you should seek legal advice immediately.

A lawyer will be able to review the evidence and advise you whether the insurer is acting unreasonably, and the options you have to challenge the insurer’s decision.

It is important that you seek advice from a lawyer experienced in insurance law, as this area can be highly complex.

Our lawyers have experience in dealing with insurance companies. They specialise in representing every-day Australians in making claims to their rightful entitlements. Insurance companies can be tough to deal with. So if you are having difficulties and would like assistance, complete the Contact Form to receive obligation-free legal advice from a lawyer. Alternatively, contact us through our free helpline on 1800 352 100.